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RINGGIT SENSE




                               4           Steps to cultivate the



                                           habit of saving money















                                                                         1      Start with a specific
                                                                                saving goal of building

                                                                                an emergency fund.














                                        2      Save something every
                                               single day, even if it is
                                               just a Ringgit or two.













                                                                         3      Make your
                                                                                savings

                                                                                visible.








                                 4      Regardless of your
                                        income, consistently
                                        spend less than you

                                        make.

                                                           Source: https://www.psychologytoday.com
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